How can the payment part of the QR-bill be used?
- as a component of the invoice on paper
- as eBill, if eBill is used as an "alternative procedure"
- as a paper enclosure to the invoice
The QR-bill can also be generated as a PDF file. QR-bill (or separate payment parts with receipt) in PDF format are only suitable for e-/m-banking payments, but not for paper-based payment transactions at the counter. When printing PDF files, it must be ensured that the aforementioned format specifications are adhered to (print in original size).
Is there a measurement and design template for the QR-bill?
Must the amount and address data of the debtor be printed?
No. If information on the amount and debtor is not printed when the invoice is issued, colorless fields with corner marks must be included in the QR-bill in handwriting. You can find respective information in the “Swiss Implementation Guidelines QR-bill”.
Is it possible, as it is today, to use additional information, e.g. a payment purpose?
Additional information can be used in the notification procedure and in the structured reference procedure. Unstructured information can be used to indicate a payment purpose or for supplementary textual information on payments with a structured reference. Invoice information contains encoded information for the automated booking of a payment. The data is not forwarded with the payment.
Can handwritten additions be made on the QR-bill after it has been printed?
The name and address of the payer, along with the amount, can be added in handwriting if these fields are not given with regard to content. Otherwise, no handwritten additions are possible.
Can pre-printed QR-bills be ordered from banks, including PostFinance?
Depending on what the financial institution offers, you can order pre-printed QR-bills with or without a reference.
Is there an obligation to test and approve the QR-bill by a financial institution?
There is no obligation for the invoice issuer. The QR-bill will only be tested if the financial institution explicitly requests this.
The following tools are available to software providers and invoice issuers for the purpose of self-monitoring:
An incorrectly printed Swiss QR Code can cause processing problems. Such payment parts can be rejected.
Please contact your bank if you need any assistance in this regard. SIX does not offer any quality checks.
Why do the dimensions of the QR-bill payment part differ slightly from the masses of the current payment slips?
The dimensions of the payment part correspond to the DIN-A6 format (148*105 mm - width*height). This results in the mass 62*105 mm (width*height) for the receipt. These are documented in the Implementation Guidelines or in the Style Guide.
Since today's payment slips use the inch measure, they differ slightly. The actual payment slip measures approx. 150*106 mm (width*height), the receipt: 60*106 mm (width*height).
During the parallel phase in which QR-bill and current payment slip are in circulation, one size can be used for both (payment slip and QR-bill / inch or DIN A6). Once the parallel phase is complete, only DIN A6 can be used.
With the conversion to the nationally and internationally customary DIN format, there are no problems with the paper-based processing of the payment parts. Tests have shown this, for example scanning by banks and at the post office counter. The parallel phase ends on 30 September 2022.