Frequently asked questions

Planning security

The payment part with Swiss QR Code is replacing the currently used payment slips. Does that mean that physical payment instructions can no longer be submitted at banks or that payments cannot be made at post office counters?

The current forms of the payment slip will be replaced by the Swiss QR Code and thus disappear. Will you only be able to pay with QR-bills in the future?

What is going to happen with the currently used blank payment slips?

As of when can the current payment slips no longer be used?

The banks are setting a fast pace. How is it being assured that companies will be involved on time and will be ready?

QR-bill with payment part

Is one free to decide whether to use the payment part?

Can the QR-bill be freely designed?

Is a perforation possible on a QR-bill between the bill and the payment part?

Is there a measurement and design template for the payment part?

Which currencies can be used with the payment part?

What values can be used in the "reference" field?

How/Where can information about the payment purpose be provided? Or is that no longer planned for?

Can advertising by placed on the payment part?

How can a biller without a software solution produce a payment part with Swiss QR Code himself? What can he use to do so?

What requirements must be met for the introduction of the payment part with Swiss QR Code?

Can handwritten additions be made to the payment part after it has been printed?

Payment part of the QR-bill

How can the payment part of the QR-bill be used?

Is there an obligation to test and approve the payment part in A6 format by a financial institution?

Can the payment part be used for paper-based payment instructions?

How can the payment part be used for online services?

Can the QR-bill with payment part in PDF format be used at post office counters and postal agencies?

Can the QR-bill with payment part in PDF format be used for paper-based payment instructions at the bank?

QR code as data carrier

What information is contained in the Swiss QR Code?

Will people without technical skills be disadvantaged by the introduction of the Swiss QR Code?

Will the Swiss QR Code limit the use of current payment traffic channels?

Is there a central library for generating a Swiss QR Code?

How do I integrate the Swiss cross in the Swiss QR Code?

In the Swiss QR Code, the character series CR + LF (0x0d + 0x0a) is used as as separator for the individual data elements. Can only the character CR (or LF) be used instead?

May the element separator used (CR + LF / LF or CR) also be used within a data element (e.g. line return in "Additional information")?

Does the element separator used in the Swiss QR Code be considered in the maximum character count of an element?

Procedure with structured reference (ISR procedure)

Why is the QR-IBAN being used for identification of the procedure with structured reference?

Is straight-through processing of the reference number ensured?

As a biller, do I need to do something to use the procedure with structured reference?

Will ISR credit files that a bank customer currently receives to reconcile incoming payments also be replaced and, if so, with what

Payments at the post office counter

Can the payment part of the QR-bill be used for cash pay-ins at post office counters?