Many – particularly large – billers seek to process the bills they receive as automatically as possible. Therefore, they expect their billers to send structured additional information to them.
QR-bill – payment slips
The new, future-oriented QR-bill enables the different interest groups to meet the challenges of digitisation and regulation in an efficient way. Banks, software providers and other interested parties will in the coming months develop solutions tailored to different user needs enabling the easy integration of the QR-bill into invoicing and payment processes.
The QR-bill can be introduced only when billers have converted their systems to the ISO 20022 standard across Switzerland, which is scheduled to happen by mid-2018. Makers of accounting software and ERP systems will need to offer their customers appropriate solutions until the end of 2017 if possible.
The "Swiss Implementation Guidelines QR-bill" form the basis of the QR-bill's implementation. Note to chapter 3.4 (Technical specifications): Mapping of the data in the Swiss QR Code in the ISO 20022 pain.001 message is described in the Swiss "Implementation Guidelines for Credit Transfers" (pain.001). This document will be updated within the next few weeks.
Design leeway for billers
The banks have provided leeway for billers to use the Swiss QR Code to meet their individual needs. Towards this end, the QR code offers two special constructions:
Datasheet for financial institutions and software providers